Analyst Comment - Electronic Payments International

Revolut’s €1bn bet on France signals waning UK fintech appeal

Douglas Blakey — Wed, 11 Jun 2025 10:40:41 +0000

Revolut will create a new Western Europe HQ in Paris and host the company’s future operations across Western Europe. The initiative represents the largest investment in the French financial sector in a decade, writes Harry Swain

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National interests are setting the trajectory of stablecoin and CBDC markets

Douglas Blakey — Thu, 29 May 2025 09:49:23 +0000

Stablecoins are not just a tech innovation, but an increasingly vital pillar of US fiscal stability, argues GlobalData analyst Blandina Hanna Szalay

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Tencent eyes Thai market for palm biometric payments in race with Alipay

Douglas Blakey — Wed, 28 May 2025 09:14:00 +0000

Tencent is ramping up its drive to win market share in Southeast Asia and its palm biometrics initiative, merging security with convenience, has the potential to redefine payment norms, explains Arnie Cho

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Binance’s continued challenges can hinder wider crypto industry ambitions

Douglas Blakey — Fri, 25 Apr 2025 08:30:54 +0000

Blandina Szalay highlights the importance of oversight if crypto is to accelerate consumer trust, as the largest crypto exchange globally by trading volume faces ongoing regulatory challenges

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Trump’s tariffs to hurt payment industry revenue amid trade shifts

Douglas Blakey — Fri, 11 Apr 2025 08:21:03 +0000

The payments sector is negatively impacted by US tariff strategy due to reduced trade volumes but the silver lining is potential new revenue opportunities for payment processors, merchant acquirers and payment gateways, writes Arnie Cho

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Trump’s tariffs will dampen revenue for the payment industry

Douglas Blakey — Wed, 09 Apr 2025 10:12:31 +0000

Payment volumes and average transaction values will decline as a direct result of US tariffs, ultimately hurting the revenues of card issuers, payment processors, networks and acquirers, warns Arnie Cho

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Regulation, openness, and a modern platform needed for legacy banks to embrace cryptos

Douglas Blakey — Thu, 03 Apr 2025 10:20:21 +0000

Western banks and regulators need to take note of Emirates NBD’s crypto innovation argues Blandina Szalay

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Mastercard’s embedded finance solution highlights the growing focus on Gen Z consumers

Douglas Blakey — Thu, 27 Feb 2025 18:57:09 +0000

Jonathan Vaughan Burleigh explains the thinking behind the launch of Mastercard’s One Credential proposition and suggests that the strategy will increase consumers’ lifetime value for Mastercard

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A fingerprint reader-enhanced credit card will only work in a market such as Japan

Douglas Blakey — Thu, 20 Feb 2025 13:40:26 +0000

Japanese consumers are only just becoming comfortable with the use of payment cards. As Arnie Cho explains, it is the only market left likely to adopt the fingerprint reader-enhanced payment card

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Looking back on seven years of open banking – impact on payments and what’s next

Douglas Blakey — Tue, 28 Jan 2025 20:17:12 +0000

The challenges that need to be overcome if open banking in the UK is to realise its full potential. Jonathan Vaughan Burleigh writes

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