Comment - Electronic Payments International https://www.electronicpaymentsinternational.com/comment/ Thu, 10 Jul 2025 17:19:04 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.2 https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2022/01/cropped-Electronic-Payments-Favicon-150x150.png Comment - Electronic Payments International https://www.electronicpaymentsinternational.com/comment/ 32 32 <![CDATA[The great payments shake-up: Why consolidation Is reshaping everything]]> https://www.electronicpaymentsinternational.com/comment/great-payments-shakeup-why-consolidation-is-reshaping-everything/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/07/m-and-a-fi.jpg Thu, 10 Jul 2025 17:18:52 +0000 Strategic consolidation offers a way to cut costs, unlock new revenue streams, and respond to merchants’ demand for simplified, seamless solutions, explains Roger Alexander

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<![CDATA[Friendly fraud: The broken system fuelling a silent crisis for merchants]]> https://www.electronicpaymentsinternational.com/comment/friendly-fraud-broken-system-fuelling-silent-crisis-for-merchants/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/07/chargeback-fi.jpg Wed, 09 Jul 2025 13:46:06 +0000 Why card chargebacks represent a quiet payments loophole with growing cost, reputational risk and zero regulatory scrutiny. Johannes Kolbeinsson explains that the real problem isn’t fraud but is actually abuse after authentication

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<![CDATA[Bringing consumer trust to open banking is crucial to unlocking growth ]]> https://www.electronicpaymentsinternational.com/comment/bringing-consumer-trust-to-open-banking-key-to-unlocking-growth/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/07/open-banking-fi.jpg Wed, 09 Jul 2025 09:32:56 +0000 Open banking must go mainstream to unlock economic growth and as Nicole Green explains, urgent reforms would make it more useful and trustworthy for consumers and merchants and unlock a new era of fintech innovation

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<![CDATA[Is accounts payable fraud worsening?]]> https://www.electronicpaymentsinternational.com/comment/is-accounts-payable-fraud-worsening/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/07/ap-fraud-fi.jpg Fri, 04 Jul 2025 07:00:33 +0000 How can CFOs protect themselves? Tom Santacroce explains why CFOs need to invest in future-proof strategies to safeguard not just their firms’ balance sheets but also their reputations and resilience

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<![CDATA[From patchwork to platform: How payment orchestration is becoming core infrastructure]]> https://www.electronicpaymentsinternational.com/comment/how-payment-orchestration-is-becoming-core-infrastructure/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/07/shutterstock_2286728933.jpg Tue, 01 Jul 2025 23:51:15 +0000 Tom Voaden explains why payment orchestration is no longer optional but instead is becoming shared infrastructure that benefits both merchants and providers

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<![CDATA[It’s time for Big Tech to stand up to fraudsters]]> https://www.electronicpaymentsinternational.com/comment/why-it-is-time-for-big-tech-to-stand-up-to-fraudsters/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/07/social-media-fi.jpg Tue, 01 Jul 2025 02:42:08 +0000 With fraud now the most common crime in the UK and fake finfluencers on the rise, Silvija Krupena urges social media platforms to take urgent action against financial scams

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<![CDATA[The fraud epidemic demands a smarter response]]> https://www.electronicpaymentsinternational.com/comment/fraud-epidemic-demands-smarter-response-jason-blackhurst/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/07/visa-fi.jpg Tue, 01 Jul 2025 02:08:29 +0000 Jason Blackhurst explains why education, technology and collaboration are the best defences against fraud

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<![CDATA[How European SaaS platforms can unlock €3bn in hardware revenue]]> https://www.electronicpaymentsinternational.com/comment/how-european-saas-platforms-can-unlock-3bn-in-hardware-revenue-tom-hay/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/06/hay-fi.jpg Sat, 28 Jun 2025 02:04:48 +0000 Point of sales terminals offer high margin, low risk, real growth and as Tom Hay argues, need to be viewed as a potential strategic revenue stream

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<![CDATA[Modernising acquiring: What banks must consider in a changing payments landscape]]> https://www.electronicpaymentsinternational.com/comment/modernising-acquiring-what-banks-must-consider/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/06/kraal-fi.jpg Sat, 28 Jun 2025 01:16:34 +0000 https://www.electronicpaymentsinternational.com/uncategorized/modernising-acquiring-what-banks-must-consider/ Robert Kraal explains why banks must determine if they view acquiring as a necessary service to support broader relationships, or as a core business in which they want to lead

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<![CDATA[Certainty, not speed, will define the future of payments]]> https://www.electronicpaymentsinternational.com/comment/certainty-not-speed-will-define-the-future-of-payments/ https://www.electronicpaymentsinternational.com/wp-content/uploads/sites/4/2025/06/rtp-fi.jpg Fri, 27 Jun 2025 22:52:59 +0000 The future of payments depends not on what users see but on what they can rely on and reliability requires infrastructure built for irreversibility, explains Ram Sundaram

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